Well-Tempered Investment Portfolios at Conservative Wealth Management

Imoney management,asset allocation,financial advisor,index funds,portfolio management,financial advisors,wealth management,dfa,personal money management,wealth management services,diversified investment advisors,money managers,money management international,modern portfolio theory,best index funds,advisor financial,investment advisors,money management strategies,dfa funds,asset manager,investing for income,index mutual funds,tactical asset allocation for mutual funds,successful money management,highest dividend yield stock,no load index funds,optimal money management,nest egg,retirement strategies,wealth management advisor southern california,high net worth clients,dimensional funds,fee only financial planners,stock portfolio management,dynamic asset allocation,model portfolios index funds,investment adviser,retirement financial advisor,equity index funds,dimensional financial advisors,investing for retirement,wealth managers,diversified investment advisor,asset managers,investment advisers,exchange traded index funds,fama and french research,highest dividend yield,timing index stocks,list of index mutual funds,nest eggs,reit index funds,s&p index funds,index bond funds,index fund of funds,coming generational storm,coffeehouse portfolio index funds


	Conservative Wealth Management LLC Registered Investment Advisor Phil DeMuth, Ph.D E-mail: Phil DeMuth Tel: 323 876 3300

Modern Portfolio Theory

When you combine assets in a portfolio, you get the average of the returns from the different assets, but your risks (the variability of these returns) tend to cancel each other out, since one asset is may be up when another is down.

Implications for Investors:

The Total Portfolio Rules
Extreme Diversification
Each Asset Should Be Chosen for its Contribution to the Whole

We use Monte Carlo simulations to develop well-tempered portfolios that can weather a variety of investment climates. Unless you practice extreme diversification, you are taking too much risk for the returns you are getting.

Faux Diversification

Just because a portfolio contains a bunch of pleasantly different-sounding names does not mean that it is diversified. True diversification is a function of the behavior of the components of your portfolio. This means commodities, fixed income, market-neutral funds, and other instruments that have positive expected returns but low correlations with global equities.

Personalization

Portfolios should be customized to the client. This includes your risk tolerance, but goes beyond it to match your life situation: taking into account your career (human capital), any concentrated holdings you might have, as well as any special investment goals. Conservative Wealth Management LLC enjoys creating portfolios for doctors, retirees, income investors, or anyone who has a special situation or objective that needs a portfolio solution.

Next step: Find an Investment Advisor....

money management,asset allocation,financial advisor,index funds,portfolio management,financial advisors,wealth management,dfa,personal money management,wealth management services,diversified investment advisors,money managers,money management international,modern portfolio theory,best index funds,advisor financial,investment advisors,money management strategies,dfa funds,asset manager,investing for income,index mutual funds,tactical asset allocation for mutual funds,successful money management,highest dividend yield stock,no load index funds,optimal money management,nest egg,retirement strategies,wealth management advisor southern california,high net worth clients,dimensional funds,fee only financial planners,stock portfolio management,dynamic asset allocation,model portfolios index funds,investment adviser,retirement financial advisor,equity index funds,dimensional financial advisors,investing for retirement,wealth managers,diversified investment advisor,asset managers,investment advisers,exchange traded index funds,fama and french research,highest dividend yield,timing index stocks,list of index mutual funds,nest eggs,reit index funds,s&p index funds,index bond funds,index fund of funds,coming generational storm,coffeehouse portfolio index funds